Some of you may or may not know that I'm a credit card points hobbyist. I've written before about my trip to Sydney, Australia funded by points, as well as why I think the Capital Venture one card is a piece of shit.
I'm not going to repeat myself here, but there are a lot of great credit card offers where you can rack up points for travel. A lot of people are concerned about how opening up too many credit card accounts will effect their credit score. My advice: stop being a fucking pussy.
Business cards are interesting because there are a lot of lucrative bonuses out there that people self-select out of because they don't think they're qualified. Truth is, all you need to do to get a business card is say you have a sole proprietorship, make up a funny business name, and boom, you've got a business card. What kind of business is "Just the Tip" involved in? I sell shit on eBay. That's good enough for Chase.
Other haters wonder what 80K points is worth. With Chase, if you redeem them through the travel portal, they're worth $1000 in travel. If you're not into that, you can get $800 cash back, which is a lot more than the $95 annual fee. Even people that suck at math can figure that out. If you want to go next level (like me), you have the Chase Sapphire Reserve card which means I can transfer the 80K to that card, and POOF! My points are worth $1200.
If you want some more official-looking shit, here's a post by the Points Guy regarding the Chase Ink Preferred.
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